Bank Loan Analytics Dataset
Finance
Advanced
CSVXLSXSQL
CategoryFinance
DifficultyAdvanced
Rows38K (38,480)
Columns9
File Size5.2 MB
FormatsCSV, XLSX, SQL
LicenseFree for commercial & personal use
Downloads12,060+
Last Updated5 Jul 2026
CreatorDataVix
About this dataset
The Bank Loan Analytics Dataset contains loan applications with applicant income, loan amount, term, interest rate, credit history, approval decision and repayment/default status. It’s ideal for financial analytics and risk practice: measure approval rates, analyse default drivers, build a lending KPI dashboard and practise credit-risk modelling in Python.
Dataset Contents
The tables included in this dataset and what each one holds.
| Table | Description | Rows |
|---|---|---|
Loans |
One row per loan with amount, term, rate and status. | 38K |
Applicants |
Applicant income, employment and credit history. | 38K |
Repayments |
Scheduled and actual repayments per loan. | 155K |
Columns Included
Key columns with their datatypes and meaning.
| Column | Datatype | Description |
|---|---|---|
loan_id |
VARCHAR | Unique loan identifier. |
applicant_income |
DECIMAL | Applicant monthly income. |
loan_amount |
DECIMAL | Approved / requested loan amount. |
term_months |
INT | Loan term in months. |
interest_rate |
DECIMAL | Annual interest rate (%). |
credit_history |
INT | Meets credit-history guidelines (1/0). |
purpose |
VARCHAR | Loan purpose category. |
approved |
VARCHAR | Approval decision (Y/N). |
status |
VARCHAR | Current, Fully Paid or Defaulted. |
Skills You Can Practice
Power BI Dashboard
SQL Queries
Excel Analysis
Python Pandas
Data Cleaning
KPIs
Risk Analysis
Default Prediction
Financial Modelling
Classification
Recommended Projects
01
Lending KPI Dashboard
02
Default Risk Analysis
03
Approval Rate Report
04
Interest Rate Analysis
05
Credit-Risk Model
06
Portfolio Health Report
Preview
Click any image to enlarge.
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Frequently Asked Questions
Is this dataset free to download?
Yes. Every dataset on DataVix is 100% free to download — no signup, no paywall, no hidden cost. Just click “Download Dataset”.
How do I download the files?
Click the green “Download Dataset” button. Your download starts instantly as a single package containing all included file formats (CSV, XLSX, SQL).
Can I use this dataset for commercial projects?
Free for commercial & personal use. You’re free to use it in your portfolio, client work, YouTube tutorials, blog posts and courses — attribution to DataVix is appreciated but not required.
Which tools does this dataset work with?
It’s ready for Power BI, SQL, Excel, Python. The CSV/XLSX files import directly into Excel, Power BI, Python (pandas) and any SQL database.
Is this real or synthetic data?
It’s realistic, analysis-ready practice data modelled on real-world business scenarios and cleaned for learning — safe to share publicly with no personal or confidential information.